Chase Reconsideration Line: What to Expect to Secure an Approval. The Chase business reconsideration line phone number is: 1-800-453-9719. And it can be upsetting not knowing why you were not approved. I plan on calling the Chase reconsideration department soon and telling them that I have too many open Chase credit cards and that I need to close a few to improve my odds of being approved for the Chase Sapphire Preferred Credit Card. Therefore, I called Chase’s reconsideration line. However, I’m not sure what to do with the business card (it is a legitimate business with an EIN and revenue for over 2 years). 86% Upvoted. Personal credit card line: 888-270-2127 . The old number 888-245-0625 has been disconnected and … We've had to call twice and were approved both times. No weekends. Personally, especially with the advent of the Chase 5/24 rule, I tend to not call into the Chase reconsideration line until I receive an official notice one way or the other on my application. The agent spent a few minutes reviewing my information and came back to tell me that my application still could not be approved. So if you’re ever “pending” on a Chase application, calling the reconsideration line at 888-245-0625 is a great way to move things along and improve your odds of approval. Personal: 1-888-270-2127, open: save . Called chase reconsideration line and was told that i have too many CC with them (I only have SLATE and now IHG) I’m planning on calling again tomorrow. Chase (Business Cards) Main Support Line: 888-269-8690. When I applied I got the 5-7 business day message. Citi / Citibank (Personal Cards) Main Support Line: 800-347-4934. It’s best to call within 30 days of denial, or you may have to submit a brand new application. The business hours are 8am to 5pm EST, M-F. EST. (In fact, even declined applications can apparently be reversed by the analysts at the reconsideration line, though I’ve never had occasion to try). Chase Reconsideration Line – You do have to telephone reconsideration. Personal: 800-695-5171; Business: 800-763-9795; Discover. I could’ve waited for the mail to come in and then take action, but I was way too anxious given that my previous application was instantly denied. (Note: this is accurate … After submitting the application online, I got a message saying that they could not approve the application. I keep seeing the Chase reconsideration line number all over the internet. Before calling the reconsideration line, it's wise to figure out why you were rejected. The Chase reconsideration line is 1-888-270-2127. 5 5. comments. To contact a representative for reconsideration of a Chase credit card application, you can use the reconsideration line. Calling a reconsideration line after a credit card denial can give you another chance at approval. You have to be ready and be prepared to explain why they should give your a second look. They're open Monday to Friday from 1PM to 10PM. Chase Reconsideration Phone Line / Number for Denied or Pending Applications. So I called the Chase reconsideration line for personal credit card applications, 888-245-0625, and was connected to a polite and friendly representative. General Rewards Assistance: 800-842-6596. After verifying my details, and volunteering to reduce my credit limit on my Chase Freedom card, I was approved, although the representative was able to do it without reducing my credit limit on the Freedom or any of my other cards. Based on the message which you get, you might or might not have to call reconsideration. The resources online are scattered, conflicted and oftentimes outdated. I wonder if any of the reps will offer me anything to keep the credit cards open. Can anyone provide a link to the Chase website that shows the reconsideration line number? I waited a day and called the reconsideration line and I was told that the bank needed my financial income documents. However, the first Chase rep only verified my identity. These are some of the steps you can take to be ready to make the call. I wasn’t present for the call, but she told me the agent was very clear: “You’re score is fine, you have a perfect credit history, but it just isn’t long enough. Chase | Ultimate Rewards - URGENT: Chase Reconsideration Line Help - In early January I applied for and received the Chase Ink Bold and Chase Sapphire Preferred. 1-800-947-1444; You can also check your application status online (sign-in required). Chase Credit Card Reconsideration. Shortly thereafter I received a targeted email that I have United miles about to expire (on March 31) and that I can save them by applying for the MileagePlus Personal: 1-888-270-2127; Business: 1-800-453-9719; Citi Reconsideration Line. Chase Reconsideration Line. Check your Chase application status without calling Chase reconsideration phone numbers . Neither gave me instant approval, however I called the Chase reconsideration line for the personal card and was immediately approved after following your advice. Reconsideration Line Reconsideration (Personal): 888-270-2127; Reconsideration (Business): 800-453-9719; To check the status of your Chase credit card application, you can call the general customer service number or dedicated application status line. Citi Advantage Credit Cards: 888-766-2484. Chase Reconsideration Line Number. I called the Chase reconsideration line and explained that this transfer was a goodwill gesture, and that I’d consider moving more money or even some investment accounts over to Chase if my application was approved. A Chase CSR just told me they do not transfer credit limit from one card to another. The Chase Business reconsideration line is your chance to get your business credit card application approved by showing Chase why you need or want the card and verifying facts about your business. Reconsideration. In this article, we’ll list a few things to do after receiving a denial, as well as reconsideration lines for a few major card providers. Calling Reconsideration. January 25, 2017 by Lyn Mettler 4 Comments If you’ve been declined after applying for a Chase credit card, depending on the reason, there may be hope! 1-888-676-3695; US Bank. I have an equifax score of 750 and expected that the chances were pretty good for getting approved. Chase tends to have several reasons for denying someone a credit card. Keep in mind that if you get denied because of the Chase 5/24 rule it will be difficult to get Chase to reconsider. However, calling the Chase reconsideration line is not enough. share. I recently applied for the Chase freedom card on 5/16/20. Credit Card Application Status: 888-201-4523. The rep mentioned this as the reason, which also showed up in the denial letter by Chase. Costco Card Application Status: 877-343-4118. There might be a few reasons why you were denied a credit card. Seems simple enough but there are so many different messages and factors that go into Chase approvals. (800) 548-4593 – General Customer Service and Application Line, automated (800) 903-9177 – Given to me by chat agent (800) 707-0489 – Senior Escalation Account Mgrs. I have spent hours and can't find it. But there are a few mistakes you can avoid that will help you boost your chance of getting approved. Reconsideration won’t overturn a denial due to Chase’s 5/24 rule (unless, as mentioned above, you aren’t really over 5/24 because your credit report hasn’t updated yet). In some situations, Chase merely needs to verify some of your information. Even for issuers which are receptive to reconsideration, what you state in the way and your call you state it might make a difference. hide. Chase Reconsideration Line. Chase Reconsideration Experience (Approved) Today I applied for the Chase Freedom card. If your application was denied, you can call the Chase reconsideration line and ask them to reconsider their decision. Twitter Handle: @ChaseforBiz. You can call the Chase Reconsideration Line at 1-888-270-2127 to see if they will “reconsider” your application. If you haven't heard from them and want to talk to someone, you can call: Chase Customer Service: 800-432-3117; Chase Application Status: 800-436-7927; What to Say on a Reconsideration Call . 2. For example, if you recently moved or something on your application did not match your credit report. Chase business reconsideration line phone number. I picked up the phone and called the reconsideration line in order to check what was going on. If your Chase application status is denied or pending, you can call: 888-270-2127 (Personal Cards) – Updated Phone Number; 800-453-9719 (Business Cards) New Chase Reconsideration Phone Number: Chase changed the phone number for personal cards. To speak to a representative about reconsidering your Chase credit card application, call the reconsideration line. The operating hours are 8 am–10 pm (Monday to Friday) and 8 am–8 pm (Saturday and Sunday). One week ago Ive applied for IHG (approved 8.8k) and Freedom 5% the next day declined. You can also call the reconsideration line while your application is pending to help speed up the approval process. If it’s a denial, you can review the reason for denial and work towards approval next time. Per Reddit , it appears the old reconsideration number of 1-888-245-0625 is no longer in service but there is a new, working reconsideration number which is 1-888-270-2127. Before calling the reconsideration line, there are two rules you need to be aware of: 1. Connect: Facebook | Twitter | Instagram. Before you call the reconsideration line, prepare. (800) 933-5182 – option 3: application status (800) 889-9939; HT to flyertalk for this information. New Chase Reconsideration Line Phone Number You might want to bookmark this post for future reference as it appears the reconsideration phone number for Chase cards has changed. Many people report being approved after calling the reconsideration line and providing more information. You can either wait for the rejection letter or call Chase reconsideration line at 1-888-270-2127 and plead your case. The Chase reconsideration phone number line for Business cards is 1-800-453-9719. Chase 5/24 - if you opened more than five credit card accounts within the past 24 months, you'll automatically be rejected. The issue is that number is either hidden on Chases website, or not there! report. Lost/Stolen Cards and Account Info: 800-950-5114 . After that, he transferred me to another department. What to do if you’re denied a credit card. Chase Reconsideration Line. The Chase Reconsideration Line is a phone number you can call in hopes of having an application denial overturned. 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